Prequalification

One of the first steps in the homebuying process is determining the monthly mortgage payment that you can comfortably afford. We offer the below calculators to help you estimate what a reasonable mortgage payment may be for you.  But these calculators only offer an estimate.

A prequalification letter from a mortgage broker provides a more accurate assessment of an affordable mortgage.  You should plan to obtain a prequalification letter before you begin visiting homes, as most sellers request that a copy of the letter accompany your offer package.

Our Preferred Mortgage Brokerage

Choosing a mortgage broker is an important decision.  We encourage you to research the best mortgage broker for you.

Consistent with our commitment to provide seamless service, we recommend MJG Capital [link] (NMLS No. 1653696) as our preferred mortgage brokerage.  MJG Capital is familiar with residential mortgage lending for home purchasers in Long Beach, the South Bay, and the Greater Los Angeles Area and has significant experience assisting Saltwater Broker clients.  

For a free consultation from MJG Capital, please call 1-866-2-MJG-CAP [link to dialing app] and mention Saltwater Brokers or complete the following form:

[contact-form-7 id="33032" title="Request My Free Mortgage Consultation"]

 Mortgage Calculators 

Affordability Calculator by MortgageLoan.com
Tax Benefits Calculator by MortgageLoan.com
How Much Income Do I Need by MortgageLoan.com

†  Saltwater Brokers, Inc. (the “Company”) offers the third-party mortgage calculators for informational purposes only and does not make any representations or warranties about the accuracy of the information or analysis provided by these third party providers.  For more information, please review the Company’s Privacy Policy.